IIF

Negotiable Instrument Act (138 NI)

section 138 NI Act defenc

Negotiable Instrument Act (Section 138 NI Act)

At Akcent Associates, we provide specialized legal services for cheque dishonour matters under Section 138 of the Negotiable Instruments Act, a provision that treats cheque bounce as a criminal offence. Since a dishonoured cheque can disrupt financial trust and trigger serious legal consequences, we offer a strategic section 138 NI Act defence designed to protect your rights from the very beginning. Moreover, our team ensures that every step is handled with precision so that clients receive timely and compliant legal remedies.

Whether you are an individual, a business, or a financial institution, our legal experts provide end-to-end representation in cheque bounce cases. In addition to guiding you through the legal notice stage, we also prepare a robust section 138 NI Act defence for trial, appeal, or settlement, ensuring your financial reputation remains secure throughout the process.

We Assist With:

  • Drafting and serving statutory legal notices within 30 days of cheque dishonour

  • Filing and defending criminal complaints under Section 138, along with strong defence strategies

  • Court representation before Magistrate and Sessions Courts for smooth proceedings

  • Handling stop-payment, insufficiency of funds, and account-closure-related cases

  • Facilitating compoundable settlements and alternative dispute resolution for faster closure

  • Providing guidance on civil remedies parallel to criminal prosecution for comprehensive relief

  • Assisting in recovery suits and execution of court orders to enforce your rights

  • Advising businesses on legally compliant procedures for post-dated cheque transactions

Because cheque dishonour matters are time-sensitive, we offer quick, structured, and outcome-driven solutions. Ultimately, our approach remains professional, strategic, and entirely focused on safeguarding our clients’ financial interests, reputation, and legal position.

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